What is Zeni Treasury?
Zeni Treasury is a cash management tool that lets you move idle funds from your Zeni Checking account into institutional money market funds, earning higher yields than a standard checking account. You keep full access to your funds — there are no lock-up periods or minimums.
Treasury accounts are brokerage accounts provided through Atomic Brokerage, a registered broker-dealer and member of FINRA and SIPC. Custodial and clearing services are provided by Thread Bank, Member FDIC.
Note: Funds in Zeni Treasury are NOT FDIC-insured. They are invested in securities and are subject to market risk. Investing involves risk, including the possible loss of principal.
Available funds
- TMCXX (BlackRock TempCash): CNAV fund. Settlement T+0 or T+1 depending on cutoff timing.
- MUAIX (Morgan Stanley Ultra-Short Income): FNAV fund. Typically T+1 settlement. Value may fluctuate slightly.
Fund yields are market-driven and variable. Full prospectuses and current fund details are available in your Zeni dashboard.
Risk and disclosures
- Treasury funds are not FDIC-insured and are not bank guaranteed
- Investments may lose value — yield and return are variable
- Zeni Inc., Atomic Brokerage, and Thread Bank are not banks
- Brokerage services provided by Atomic Brokerage (FINRA/SIPC member)
Yields shown in the dashboard are net representative yields, updated daily. Always refer to the current yield as of the displayed date.
Eligibility
Zeni Treasury is available to Zeni customers. You'll need an active Zeni Checking account to use Treasury.
