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Zeni Business Credit Cards overview

An overview of Zeni Business Credit Cards — how they work, card types, and how transactions are categorized automatically.

What is the Zeni Business Credit Card?

The Zeni Business Credit Card is a Visa charge card issued by Thread Bank that's fully integrated with your Zeni dashboard. Every transaction is automatically categorized by Zeni's AI and synced with your books in real time — no manual expense reports required.

Key features

  • Up to 1.75% cashback on all purchases
  • Zero fees — no annual fee
  • Unlimited virtual and physical cards — issue both types for team members
  • Spending limits — set per-card limits and reset periods
  • AI expense categorization — every transaction automatically tagged
  • Card customization — choose from multiple card colors and designs

Cashback & rewards

Earn 1.75% cashback on every purchase. Cashback is automatically applied as a credit toward your next Zeni subscription payment. View your total cashback earned in the Overview tab of the Cards section.

Eligibility

The Zeni Business Credit Card is currently available to eligible Zeni bookkeeping customers. The card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc.

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